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School Certified Loans Eligibility &Terms

Eligibility criteria includes:

  • You must be a U.S. citizen or a permanent resident
  • You must be enrolled at least half-time in a 4 or 5 year undergraduate degree program (eligible schools are listed in the online application)
  • You must have a cosigner for your loan application
  • You and your cosigner must both pass a credit check

Terms:

  • Variable interest rates range from Prime+ 1.00% to Prime+ 7.75%.
  • 0.25% repayment interest rate credit when payments are set up for automatic debit from a bank account
  • Zero origination fees
  • Zero guarantor fees
  • Zero prepayment fees
  • Zero payments until 6 months after graduation or enrollment in school less than half-time 15 year repayment period
  • 2% Graduation Reward based on your outstanding principal balance
  • Loans up to 100% of your cost of attendance minus other aid, based on school certification

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Questions? Call (888) 723-7778