School Certified Loans Eligibility &Terms
Eligibility criteria includes:
- You must be a U.S. citizen or a permanent resident
- You must be enrolled at least half-time in a 4 or 5 year undergraduate degree program (eligible schools are listed in the online application)
- You must have a cosigner for your loan application
- You and your cosigner must both pass a credit check
Terms:
- Variable interest rates range from Prime+ 1.00% to Prime+ 7.75%.
- 0.25% repayment interest rate credit when payments are set up for automatic debit from a bank account
- Zero origination fees
- Zero guarantor fees
- Zero prepayment fees
- Zero payments until 6 months after graduation or enrollment in school less than half-time 15 year repayment period
- 2% Graduation Reward based on your outstanding principal balance
- Loans up to 100% of your cost of attendance minus other aid, based on school certification
Questions? Call (888) 723-7778
